:root{--ink:#0b1728;--muted:#526174;--paper:#f5f7fb;--card:#fff;--line:#dbe2ec;--lime:#d9ff43;--blue:#2f63ff;--navy:#0d1f38;--ok:#087a55;--warn:#9a5b00;--shadow:0 20px 55px rgba(13,31,56,.12);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);font-synthesis:none}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-size:16px;line-height:1.6;background:radial-gradient(circle at 85% -10%,#dce7ff 0,transparent 32rem),var(--paper)}a{color:inherit}button,input,select{font:inherit}button{cursor:pointer}.wrap{width:min(1160px,calc(100% - 32px));margin:auto}.site-header{padding:18px 0}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;font-weight:850;letter-spacing:-.03em}.brand-mark{display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:var(--navy);color:var(--lime);font-size:20px}.nav-links{display:flex;align-items:center;gap:24px;font-size:.9rem;font-weight:700}.nav-links a{text-decoration:none;color:#34445a}.nav-links a:hover{color:var(--blue)}.hero{padding:46px 0 26px}.eyebrow{display:inline-flex;align-items:center;gap:8px;margin:0 0 16px;padding:7px 11px;border:1px solid #b9c8dc;border-radius:999px;background:rgba(255,255,255,.65);font-size:.78rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.eyebrow::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--ok)}h1,h2,h3{line-height:1.08;letter-spacing:-.045em;margin-top:0}h1{max-width:850px;margin-bottom:18px;font-size:clamp(2.5rem,7vw,5.6rem)}h1 em{font-style:normal;color:var(--blue)}.lead{max-width:690px;margin:0;font-size:clamp(1.05rem,2vw,1.25rem);color:var(--muted)}.trust-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}.trust-pill{padding:7px 10px;border-radius:8px;background:#e8edf5;font-size:.82rem;font-weight:700;color:#40516a}.calculator-shell{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(340px,.92fr);gap:0;margin:38px auto 26px;border:1px solid #c9d3e1;border-radius:24px;background:var(--card);box-shadow:var(--shadow);overflow:hidden}.form-side,.result-side{padding:clamp(24px,4vw,46px)}.form-side h2{font-size:1.8rem}.result-side{position:relative;background:var(--navy);color:#fff}.result-side::after{content:"€";position:absolute;right:-10px;top:-60px;color:rgba(217,255,67,.07);font-size:18rem;font-weight:900;line-height:1}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:.86rem;font-weight:800;color:#3c4c62}.field input,.field select{width:100%;min-height:48px;padding:11px 13px;border:1px solid #bdc9d8;border-radius:10px;background:#fff;color:var(--ink);outline:none}.field input:focus,.field select:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(47,99,255,.13)}.hint{margin:0;color:#6c798a;font-size:.78rem}.calculate{width:100%;min-height:52px;margin-top:22px;border:0;border-radius:11px;background:var(--lime);color:var(--ink);font-weight:900;box-shadow:0 7px 0 #abc62d;transition:.18s}.calculate:hover{transform:translateY(-2px);box-shadow:0 9px 0 #abc62d}.calculate:active{transform:translateY(4px);box-shadow:0 3px 0 #abc62d}.result-kicker{position:relative;z-index:1;margin:0 0 5px;color:#aebbd0;font-size:.78rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.big-result{position:relative;z-index:1;margin:0;font-size:clamp(3rem,6vw,5rem);font-weight:900;letter-spacing:-.06em;line-height:1}.per-month{position:relative;z-index:1;margin:7px 0 28px;color:#c9d3e1}.breakdown{position:relative;z-index:1;display:grid;gap:12px}.row{display:flex;justify-content:space-between;gap:16px;padding-bottom:10px;border-bottom:1px solid rgba(255,255,255,.13);font-size:.93rem}.row span:first-child{color:#b8c4d6}.row strong{font-variant-numeric:tabular-nums}.netbar{position:relative;z-index:1;display:flex;height:12px;margin:24px 0 10px;border-radius:999px;background:#2a3b54;overflow:hidden}.netbar span:first-child{background:var(--lime)}.netbar span:nth-child(2){background:#5d86ff}.netbar span:last-child{background:#ffad43}.legend{position:relative;z-index:1;display:flex;gap:15px;font-size:.72rem;color:#aebbd0}.legend i{display:inline-block;width:7px;height:7px;margin-right:5px;border-radius:50%}.legend .l1{background:var(--lime)}.legend .l2{background:#5d86ff}.legend .l3{background:#ffad43}.note{position:relative;z-index:1;margin:22px 0 0;padding:12px 14px;border:1px solid rgba(255,255,255,.14);border-radius:10px;background:rgba(255,255,255,.06);font-size:.76rem;color:#bac6d8}.ad-slot{display:grid;place-items:center;min-height:110px;margin:28px auto;color:#7a8696;border:1px dashed #b9c3d0;background:rgba(255,255,255,.55);font-size:.75rem;letter-spacing:.08em;text-transform:uppercase}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:46px;padding:55px 0}.article h2{margin-top:50px;font-size:clamp(1.8rem,4vw,2.7rem)}.article h2:first-child{margin-top:0}.article h3{margin-top:28px;font-size:1.35rem}.article p,.article li{color:#405069}.article ul{padding-left:20px}.example{margin:24px 0;padding:20px;border-left:5px solid var(--blue);border-radius:0 12px 12px 0;background:#e8eefc}.example strong{display:block;color:var(--ink)}.sidebar{align-self:start;position:sticky;top:20px}.side-card{padding:22px;border:1px solid var(--line);border-radius:16px;background:#fff}.side-card h3{font-size:1.1rem}.side-card a{display:block;padding:10px 0;border-bottom:1px solid #edf0f5;text-decoration:none;color:#31445f;font-weight:700;font-size:.9rem}.side-card a:last-child{border:0}.side-card a:hover{color:var(--blue)}.faq{margin:24px 0;border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line);background:#fff}summary{padding:18px 4px;font-weight:800;cursor:pointer;list-style:none}summary::after{content:"+";float:right;color:var(--blue);font-size:1.3rem}details[open] summary::after{content:"−"}details p{padding:0 4px 18px;margin:0}.sources{padding:18px;border-radius:12px;background:#edf1f7;font-size:.86rem}.sources a{color:#174ccf}.cta-band{margin:35px auto 70px;padding:clamp(25px,5vw,52px);border-radius:22px;background:var(--blue);color:white;display:flex;align-items:center;justify-content:space-between;gap:24px}.cta-band h2{margin:0;font-size:clamp(1.7rem,4vw,3rem)}.cta-band a{flex:none;padding:12px 17px;border-radius:10px;background:var(--lime);color:var(--ink);text-decoration:none;font-weight:900}.site-footer{padding:38px 0;background:#091524;color:#b6c1d1}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(2,1fr);gap:35px}.site-footer strong{color:#fff}.site-footer a{display:block;margin:7px 0;color:#b6c1d1;text-decoration:none;font-size:.88rem}.legal{margin-top:32px;padding-top:20px;border-top:1px solid #26344a;font-size:.76rem}.subpage{padding:55px 0 80px}.subpage article{max-width:780px;margin:auto;padding:clamp(24px,5vw,55px);border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:var(--shadow)}.subpage h1{font-size:clamp(2.4rem,6vw,4.5rem)}.subpage h2{margin-top:38px;font-size:1.8rem}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:99;padding:10px;background:#fff}
@media(max-width:850px){.nav-links a:not(:last-child){display:none}.calculator-shell{grid-template-columns:1fr}.content-grid{grid-template-columns:1fr}.sidebar{position:static}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}.cta-band{align-items:flex-start;flex-direction:column}}
@media(max-width:560px){.wrap{width:min(100% - 22px,1160px)}.hero{padding-top:28px}h1{font-size:2.65rem}.calculator-shell{margin-top:28px;border-radius:17px}.form-side,.result-side{padding:23px 18px}.field-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.big-result{font-size:3.25rem}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:auto}.legend{flex-wrap:wrap}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.calculate{transition:none}}